Knowledge base
Before you sign, learn everything.
Guides, explanations and customer stories. No marketing jargon — plain and human, about buying a car with a warranty and paying your way.
10 articles
GuideLong-term rental with a buyout? Buy&Rent is a car purchase on preferential rent terms
A car purchase on preferential rent terms: the purchase and rental agreements on the same day, a deposit from 10 percent locks the price, no mileage cap.
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FinanceLeasing, a car loan, or long-term rental with a buyout? A comparison for private buyers
Loan, lease or Buy&Rent? A comparison for private buyers: when ownership passes, BIK, and the length of the contract.
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FinanceRent-to-own with no BIK or KRD check? Why a purchase on preferential rent terms does not assess your creditworthiness
No BIK enquiry, no KRD check and no ZUS or tax-office certificates. Buy&Rent is a purchase on preferential rent terms, with a deposit from 10 percent.
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WarrantyManufacturer warranty on a used car: does it pass to the new owner
A manufacturer warranty is attached to the car, not the person, so on a sale it passes to the next owner with no separate assignment.
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FinanceA company car without leasing or rent-to-own: when a purchase on preferential rent terms makes sense
A lease is not the only route to a company car. Buy&Rent is a purchase on preferential rent terms, with a deposit from 10 percent and a 2 to 23 month contract.
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FinanceHow much does long-term rental with a buyout cost? The full calculation for a purchase on preferential rent terms
A deposit from 10 percent, rent of 300 zł net plus 10 percent a year on the capital still outstanding. The full calculation on a car priced at 89 900 zł.
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FinanceCivil-law transaction tax (PCC) on buying a car: when you pay 2 percent and when you pay nothing
PCC is 2 percent of a car's market value and the buyer pays it. PCC-3 declaration and payment within 14 days of the contract. See when no tax is due.
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GuideLong-term rental with a buyout? 5 myths about a purchase on preferential rent terms
The most persistent myth about Buy&Rent is that it is rental. Five beliefs that do not survive contact with price lists and regulations.
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MarketChanging your car every 2 years and considering rent-to-own? Depreciation versus a purchase on preferential rent terms
Changing car every 2 years costs between 22 475 and 35 960 zł in depreciation alone. Buy&Rent turns that unknown into a figure known from day one.
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GuideWhat to check before buying a car: a checklist for a nearly new vehicle
Before you view the car, check the VIN in two free registers. Then: warranty, odometer, invoice and 30 days to register it.
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